Settling With An Insurance Company: When It's Time To Hire A Personal Injury Lawyer

Posted on: 18 September 2015


Although it is possible to settle with an insurance company when you have suffered a personal injury, few insurance companies are going to negotiate with a non-lawyer. If you have suffered serious, disabling injuries, or got hurt because of medical malpractice, the complexity of your case is best handled by a personal injury lawyer. When your claim is small, it' s possible to settle for a monetary amount with an insurance provider, but when you are hurt permanently, it's time to consult with an experienced attorney to help you with your case.

Your Injuries are Serious

Any insurance company is going to try and settle a claim by paying out the least amount of money possible. While this can be enticing to some people, if you have suffered serious injuries you will need long term care that will get expensive. While a quick payout may be tempting, you have to consider what your future medical costs will be and whether you will be able to work at your full capacity in the years ahead. A good lawyer will figure out your future needs and earning potential, which will give you a better idea on what you should fight for monetarily in a lawsuit.

You are Permanently Disabled from a Personal Injury

Permanent disability requires a lifetime of care, medical appointments and compensation for lost wages. When you have been disabled because of a personal injury, the negligible party is responsible for your future needs. Whether you have accumulated significant medical bills, or you have suffered extensive pain and suffering, these factors won't be considered if you are trying to deal with an insurance company on your own. Permanent disability will require extensive costs, and you will need to work with an attorney to help you navigate the system and get you what you deserve.

You Have a Medical Malpractice Claim

When your injury is due to medical malpractice, your case becomes complicated quickly. Only a qualified personal injury lawyer will be able to search through your medical records and be able to prove where the medical negligence occurred. Filing a medical malpractice claim isn't easy, and requires oversight by an attorney experienced in the field of medical malpractice. In order to get the financial compensation you deserve, it's important not to settle with an insurance company too quickly.

If you believe you have a personal injury lawsuit, consider going to an attorney for an initial consultation. This way, you can discuss your case and have the lawyer determine if your case is viable.