Posted on: 10 August 2021Share
If you have come to a point where, for one reason or another, you simply can no longer keep up with all of your financial obligations, you may want to file for Chapter 7 bankruptcy. However, before you start taking steps to file bankruptcy all on your own, you will want to consider hiring an attorney. Continue reading to learn more about the benefits of hiring a Chapter 7 attorney.
They Can Notify All Of Your Creditors For You
When you first file for Chapter 7 bankruptcy, you will receive a case number. This case number needs to be given to all of your creditors when they are notified of the legal action you are taking. Once they receive that case number, they will cease all communication with you in regards to your debt and will contact your attorney if they need any more information. Since there is a good chance that there are a lot of creditors to contact, your attorney will do all the work for you. All you need to do is help your attorney by providing them with things such as your account numbers and the contact number of everyone you are including in your bankruptcy.
They Can Properly Explain Your Situation To The Judge
In order to be approved for the relief of a Chapter 7 bankruptcy, your case must be presented to a judge. The judge needs to give the stamp of approval in order for you to become rid of your debt. A bankruptcy attorney has years of experience and knows how to make sure to explain that your financial situation is so bad, that you have no ability to pay back your creditors. This can be hard for someone to explain when they represent themselves and have no legal experience. You do not want to go through all of the trouble, only to be denied the help that is needed.
You Can Relax A Little
If you have been dodging collection calls for a while now, you might have been on edge that whole time. Being deep in debt is no fun and you knew that you could not pay everyone each month. Once you hand your case over to a bankruptcy attorney, you can sit back and relax a little. Knowing that your attorney has your best interest in mind and that they are doing all of the paperwork for you, you can finally give yourself a little breather.
Go ahead and contact a local Chapter 7 bankruptcy attorney to get the process started.